<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>INR Finance Compass — Sovereign Indian Wealth Blog</title><description>Pragmatic Indian personal finance deep dives with zero surveillance, zero fluff, and mathematical precision.</description><link>https://finance-compass-web.pages.dev/</link><language>en-in</language><item><title>True Net Worth Tracking Across Sovereign Indian Assets (Without Account Aggregators)</title><link>https://finance-compass-web.pages.dev/blog/sovereign-indian-wealth-tracking/</link><guid isPermaLink="true">https://finance-compass-web.pages.dev/blog/sovereign-indian-wealth-tracking/</guid><description>How to track real economic net worth across Indian-specific instruments — SGBs, NPS Tier-1, Gold, Mutual Funds, and EPF — with zero telemetry and total data sovereignty.</description><pubDate>Mon, 07 Sep 2026 00:00:00 GMT</pubDate></item><item><title>Why Bank Statement Balances Drift (And How Anchor Ledgers Fix It)</title><link>https://finance-compass-web.pages.dev/blog/why-bank-balances-drift/</link><guid isPermaLink="true">https://finance-compass-web.pages.dev/blog/why-bank-balances-drift/</guid><description>A deep dive into why cumulative finance spreadsheets and fintech aggregators inevitably drift out of sync with your true bank balance, and the mathematical invariant that eliminates reconciliation drift.</description><pubDate>Fri, 04 Sep 2026 00:00:00 GMT</pubDate></item><item><title>The Exact Math Behind EPF vs PPF Compounding (And the ₹2.5 Lakh Tax Trap)</title><link>https://finance-compass-web.pages.dev/blog/epf-vs-ppf-compounding/</link><guid isPermaLink="true">https://finance-compass-web.pages.dev/blog/epf-vs-ppf-compounding/</guid><description>Why the standard advice &apos;just max out your VPF&apos; breaks down once your basic salary crosses a specific number under Section 10(11)/(12) of the Income Tax Act.</description><pubDate>Tue, 01 Sep 2026 00:00:00 GMT</pubDate></item></channel></rss>